A practical 10 minute checklist to help self-employed professionals protect their income, health, and family, without guesswork.
Designed for business owners and self-employed professionals, who don’t have an HR department watching out for them.
Self - Employed Protection Toolkit
Who Is This For?
If you’re self-employed, incorporated, or earning commission income, you likely don’t have access to traditional group benefits and that creates risk most people don’t see until it’s too late.
This toolkit is for Canadians who:
Run their own business or practice
Earn variable or commission based income
Don’t have employer health, disability, or pension plans
Want clarity without sales pressure
It’s educational, practical, and designed to help you spot gaps before a health issue, accident, or unexpected event forces hard decisions.
What You Will Learn In 10 Minutes
Inside the Self-Employed Protection Toolkit, you’ll assess three critical areas:
✔ Health & Life Coverage
Understand whether your current coverage would actually support your family if something serious happened.
✔ Disability & Debt Protection
See how long you could realistically cover expenses if you couldn’t work and where income gaps exist.
✔ Estate, Succession & Investment Readiness
Evaluate whether your plans are coordinated, tax efficient, and accessible when they’re needed most.
Each section includes a simple scoring system, so you know exactly where to focus first.
What Makes This Different
Most checklists focus on products. This one focuses on decision making.
✔ Education first, not sales driven
✔ Designed specifically for self-employed professionals
✔ Simple language, no jargon
✔ Helps you prioritize, not overwhelm
✔ Can be completed in under 10 minutes
You’ll walk away with clarity, not confusion.
How It Works
Download the Complimentary PDF
Answer 10 quick questions in each section
Score yourself using the built in guide
Identify your most urgent priority
(Optional) Book a Complimentary Expert Financial Analysis to discuss next steps
No pressure. No obligation.
About Monique Bartlett
Monique is a Licensed Life Insurance and Accident and Sickness Agent who works with self-employed professionals and business owners to help them identify financial risks, close coverage gaps, and make informed decisions about protection, investments, and long term planning.
Her approach is calm, practical, and education focused, so you understand why something matters before deciding what to do.
Book A Complimentary Expert Financial Analysis Session
If one or more of your scores fall into the red or yellow zone, you’re invited to book a Complimentary Expert Financial Analysis Zoom review.
We’ll discuss your answers based on your situation.
DISCLAIMER
This toolkit is provided for educational purposes only and does not constitute financial, legal, tax, or insurance advice. Coverage availability, features, and suitability vary by individual circumstances and insurer.
Insurance and investment recommendations are subject to underwriting approval and applicable legislation.